29045 Homes under $200,000

29045 Homes under $200,000

Welcome to Elgin, South Carolina, a charming community nestled in the heart of Kershaw County, with the zip code 29045. Known for its friendly atmosphere and picturesque landscapes, Elgin offers residents a delightful blend of small-town charm and modern conveniences. Whether you’re looking to settle down or invest in a new property, this area has something for everyone.

One of the most enticing aspects of Elgin is the availability of homes under $200,000. This makes it an ideal location for first-time homebuyers, families, and those looking to downsize without compromising on quality of life. You can find a variety of options, from cozy single-family homes to more spacious properties, all at an affordable price point. With a vibrant community spirit and easy access to nearby amenities, you’ll enjoy the best of both worlds—affordability and a welcoming neighborhood.

Elgin is conveniently located near major highways, making commuting to nearby cities like Columbia a breeze. The town is also home to excellent schools, beautiful parks, and recreational opportunities that cater to families and outdoor enthusiasts alike. Whether you’re strolling through the local farmer’s market or enjoying a weekend at one of the nearby lakes, you’ll find that Elgin offers a peaceful retreat from the hustle and bustle of city life.

Explore the wonderful opportunities in Elgin, SC 29045, and discover your dream home today! With homes under $200,000, you can embrace a lifestyle of comfort, community, and affordability in this hidden gem of South Carolina.

Newest 29045 Homes under $200,000

1024 Cornelia St, Elgin
$199,900
3 Beds ⋅ 3 Baths
**PRICED TO SELL!!** Located just outside the town of Elgin, in the Liberty Ridge subdivision, this like-new townhome has all the charm for a move-in ready home. The front of the house has beautiful curb appeal, welcoming front porch, 1-car garage and stunning architecture with stone accents. This home is located on the end of the building (end units rock!!) which provides more privacy and convenience. Upon entering you will see great modern touches throughout. The Great Room has fresh paint, 9-foot ceilings, newly installed luxury plank flooring, and great open floorplan. The Eat-in Kitchen has white cabinets, granite counters with a gathering bar, stainless appliances with gas cooktop, and a pantry. The dining area off the kitchen has access to the back patio and a great space to welcome friends and family. The Master Suite upstairs has everything you want in a master bedroom! It features a living space for plenty of design ideas, a walk-in closet, and a private bathroom with a walk-in shower and granite-top vanity. The additional 2 bedrooms each has a private closet and a shared bathroom that has a granite-top vanity and combo tub/shower. The backyard is the perfect size for ease of maintenance while also allowing for plenty of your backyard design ideas to start entertaining and enjoying today (and, of course, having the end-unit gives an extra buffer from your neighbors)! Make this pearl yours TODAY!! **UPDATES: New LVP Flooring Downstairs; Freshly painted; Epoxied Garage Floor **HOA Dues: Pool, Cabana, and Unique to Home Coverage (Termite Bond, Roof, Front Yard Maintenance, Insurance/Master Pol'cy & Annual Pressure Washing) **Area Perks: 15min to Fort Jackson, 35min to Shaw Air Force Base; Close to shopping, dining, entertainment (downtown Elgin & Village @ Sandhills), and 35 minutes to the shores of Lake Murray. >>FULL VIDEO TOUR ON YOUTUBE<< Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1024 Cornelia St, Elgin

Listing courtesy of NextHome Specialists.

2133 Blue Horse Cir, Elgin
$165,000
3 Beds ⋅ 1 Baths
Great Opportunity on fully fenced-in 1.1 Acres in Elgin! This 3-bedroom, 1-bath home offers an excellent opportunity for a first-time buyer, investor, or anyone looking for a property they can make their own. Situated on a spacious 1.1-acre, park-like lot, the property offers plenty of room to enjoy the outdoors, garden, entertain, or simply relax in a peaceful setting. The home does need some work and updating, but the potential is here to create a comfortable home that fits your style and budget. The floor plan includes three bedrooms, one bathroom, and an attached garage. With some vision and effort, this property could be a great way to build equity while owning a home on a generous piece of land. Conveniently located just minutes from I-20 and Fort Jackson, making commuting throughout the Columbia area easy. The home is zoned for Richland Two schools. If you're looking for an affordable home with acreage and the opportunity to add value, this one is worth a look! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2133 Blue Horse Cir, Elgin

Listing courtesy of Coldwell Banker Realty.

232 Sunday Silence Ln, Elgin
$190,000
4 Beds ⋅ 3 Baths
Handyman Special in Desirable Jacobs Creek – Priced to Sell! Cash Buyers, FHA 203k, Conventional! Don’t miss this incredible opportunity to own a home in the sought-after Jacobs Creek community! Featuring 4 bedrooms and 2.5 bathrooms, this property offers endless potential for investors looking to expand their rental portfolio or buyers ready to create their dream home with a little TLC.Situated on a large lot, there’s plenty of space for outdoor entertaining, family gatherings, and future possibilities. Residents enjoy access to fantastic neighborhood amenities, including a community pool, playground, and walking trails.Conveniently located just minutes from I-20, I-77, and Fort Jackson, this home combines value, location, and opportunity. Whether you’re an investor or a first-time buyer with a vision, this property is full of potential and priced to sell quickly! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

232 Sunday Silence Ln, Elgin

Listing courtesy of Realty One Group Reside.

204 Woodchase Ln, Elgin
$159,000
3 Beds ⋅ 2 Baths
Single-level brick home in established Briarcliffe Estates. 3-bedrooms and 2-bathrooms with eat-in kitchen. Split-vanity primary bathroom with jack-and-jill style secondary. Enjoy mornings and evenings on the front porch. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

204 Woodchase Ln, Elgin

Listing courtesy of Gibbs Realty & Auction Co, Inc.

536 Bowman Ave, Elgin
$146,000
2 Beds ⋅ 2 Baths
Affordable home in the Pontiac/ N.E. Columbia area! Quiet neighborhood just inside Kershaw County. Home is mostly original and in great condition! A must see! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

536 Bowman Ave, Elgin

Listing courtesy of Premier Properties of the Carolinas.

2016 Day Lily Way, Elgin
$199,999
3 Beds ⋅ 3 Baths
This beautifully maintained LIKE NEW home built in 2025 offers spacious living with an open-concept floor plan, abundant natural light, and stylish finishes throughout. The inviting kitchen features loads of light and modern appliances with ample cabinet space and soft close hinges, flowing seamlessly into the dining and living areas—perfect for entertaining or just relaxing after a long day at work! Enjoy a private backyard ideal for quiet mornings or hosting gatherings with friends. Your yard will stay green with included sprinkler Refrigerator, washer, dryer and high end blinds all convey with the home! HOA fees cover front yard maintenance and community pool are paid through June 30th, saving you money! Conveniently located near shopping, dining, schools, and major roadways, this move-in ready home combines comfort, functionality, and a fantastic location. Don’t miss this opportunity! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2016 Day Lily Way, Elgin

Listing courtesy of eXp Realty LLC.

109 Prince Ln, Elgin
$140,000
3 Beds ⋅ 2 Baths
Price Reduction! Welcome to 109 Prince Lane in Elgin, SC! Situated on 2.35 fully fenced acres, this 3-bedroom, 2-bath property offers endless potential for investors, first-time home buyers, or anyone looking for space and opportunity. Being sold fully furnished, this property provides a great head start for its next owner. Outside, you’ll find a detached carport along with a garage/workshop shed that offers additional storage and workspace and is ready for someone to bring it back to life with a little TLC. This home is perfect for buyers ready to add their personal touch and make the property their own. Enjoy the privacy and space of country-style living while still being conveniently located near local amenities. The property is being sold as-is and does need some work, but with its acreage, fencing, furnishings, and potential, this is a fantastic opportunity you don’t want to miss! Seller is highly motivated! All offers are welcome. Price and terms are negotiable. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

109 Prince Ln, Elgin

Listing courtesy of Coldwell Banker Realty.

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